Your First Home Journey Made Easy

More first‑home buyers in New Zealand are turning to new‑build homes and it’s easy to see why.

• Lower Deposit Requirements
  New builds often qualify for low‑deposit lending through banks and lenders, helping first‑home buyers get into the market sooner. Some developments also support as little as 5% deposit depending on lender criteria. 
• Peace of Mind with Fixed‑Price Contracts
  Fixed‑price contracts mean no surprises—just certainty about what your new home will cost and peace of mind throughout the build. 
• Customisation Options
  Unlike existing homes, new builds allow you to personalise your layout, colours, and fixtures to suit your lifestyle and future plans.
• Better Energy Efficiency
  Modern homes are built to today’s energy standards, helping you save on power and maintenance over the long term.

For many first‑home buyers, the biggest concern is understanding how payments work during a new build. Jennian’s finance partners—like Squirrel—help simplify the process with expert advice and flexible solutions. 

• Progress Payment Support
  Most new builds are paid in instalments throughout construction. If you're already paying rent or have an existing mortgage, this can feel daunting, but Jennian provides progress payment support options through finance partners to prevent cash‑flow stress. 
• Turnkey Home Options
  Prefer not to make payments until move‑in day? A Turnkey contract (where you pay a deposit upfront but the remaining balance on completion) can be a perfect fit for first‑home buyers wanting financial flexibility. 
• Expert Mortgage and Budgeting Advice
  Before you dive into calculators, Jennian encourages a personalised budgeting approach—so you know not just what you can borrow, but what you can comfortably repay long‑term, even if interest rates rise.

Learn More about our Finance Partners

Here’s what the process typically looks like for first‑home buyers:

1️⃣Set Your Budget
Look at your deposit, income, and ideal repayment levels—then chat with a mortgage adviser to understand your finance options, KiwiSaver use, and government support.

2️⃣ Explore House & Land Packages
Browse locations, compare sections, and choose a plan that suits your lifestyle and budget. Jennian offers packages New Zealand–wide with options ideal for first‑home buyers. Learn More

3️⃣ Customise Your Dream Home
Work with your design and build consultant to personalise your interiors, colours, and layout. Your home should feel uniquely yours—right from day one. Learn More

4️⃣ Watch Your New Home Come to Life
With clear communication and a transparent progress‑payment structure, you’ll always know what’s happening and when.